San Francisco equipment loans for small businesses

Need new equipment to support your business goals? Apply online today and access fast, flexible funding that helps you move forward without straining your cash flow.

Equipment Financing in San Francisco

Get the capital you need with equipment financing in San Francisco

You might already qualify

The application takes just a few minutes to complete.

Upgrade your business without the burden

Choose terms that work with your budget and help you stay focused on growth.

Fast access to funds

Once you’re approved, money is sent directly to your business account so you can get moving quickly.

Request a quote

Approval
as fast as 2 hours
Funding
as fast as 4 hours
$2.5+
billion in financing
50,000+
small businesses financed

Dependable equipment loans in San Francisco

Strategic equipment financing solutions

Capital, when you really need it

Whether you run a coffee shop or a construction company, your products and services depend on having the right tools.

  • Get the equipment you need to succeed without hurting cash flow.
  • Use the equipment as collateral for the loan.
  • Help your business thrive in a competitive industry.

How Credibly can help you with equipment financing

Flexible business equipment loan rates and terms

We’ve made the approach simple, straightforward, and transparent to obtain equipment financing with competitive rates and flexible terms.

  • Enjoy the best small business equipment loan rates on the market.
  • We provide the widest arrays of loan programs.
  • Take advantage of a heavy equipment loan for a major purchase.

How to get equipment financing in San Francisco

Step 1
Apply online

Click "Get Started" to apply for financing.

Step 2
Gather required documents

We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.

Step 3
Approval in as little as 2 hours

Your application will be reviewed and you can get approved in as fast as 2 hours.

Step 4
Receive same-day funding

If approved, your requested financing can be transferred to your bank account as soon as the same business day.

What our customers say about our Equipment Financing services in San Francisco

What customers say about our small business loans

Other financing options*

Line of credit

Draw as you need and only pay for what you use.

Working capital loan

Always have enough cash flow to seize any opportunity.

Long-term loan

Longer-term funding to help you reach the next stages of growth.

All financing options

Still looking for the right fit? Check out all of Credibly's business financing options.

Why San Francisco businesses choose Credibly for equipment financing

  • Quick online application built for busy owners.
  • Approval decisions delivered fast.
  • Funds deposited directly to your business bank account.
  • Straightforward terms with competitive pricing.
Equipment Financing in San Francisco

Small business financing in San Francisco---The Credibly difference

Credibly
Bank Loans
Credit Cards
SBA Loans
Funding Range
$5K-$600K
$100K
Credit dependent
Credit dependent
Process
Pre-qualify online
Soft credit pull only
Long application, credit inspection, business plan, and industry risk
Prequalify online
Soft credit pull only
Long application, credit inspection, business plan, and industry risk
Approval Time
Approval in as fast as 2 hours
Weeks-Months
Less than 30 Days
Months
Time to Funding
as fast as 4 hours
2-3 Months
7-10 Business days
60-90+ Days
Approval Criterias
Overall business health
Credit score and collateral
Credit score
Credit score and collateral

FAQs about equipment financing in San Francisco

What types of equipment can I finance?

You can finance most tools and equipment that help your business run. Common examples include:

  • Medical equipment and devices
  • Construction or industrial equipment
  • Carpentry workbenches and tools
  • Commercial-grade kitchen appliances
  • Office furniture
  • Computer software for operations use
  • Devices for office or business use
  • Company vehicles used for transporting goods or employees
  • Food trucks
  • Farm machinery

Can I get financing for used equipment?

Yes, financing used equipment is possible. The lender will review the condition and market value before making a decision.

Most providers prefer machines that are still in solid working condition and hold their value. Items with low wear and reliable performance are more likely to be approved.

What documents should I prepare before applying?

To help speed up the process, make sure you have:

  • Business credit score/credit history
  • Personal credit score
  • Financial statements
  • Business plan
  • Tax history
  • Information about the equipment to be financed (new/used, age, type of equipment, lifetime value, etc.)
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*Some products made available from Credibly’s funding partners.