Miami equipment loans for small businesses

Need to upgrade tools, vehicles, or systems? Apply online today and get fast access to funding that helps your business in Miami stay productive without stretching your cash flow.

Equipment Financing in Miami

Get the capital you need with equipment financing in Miami

You could qualify in minutes

The online application is quick and simple. No in-person meetings or piles of paperwork.

Invest in what matters

Choose flexible terms and fair pricing that support growth while keeping your finances in check.

Move forward without delay

Once approved, the funds are transferred directly to your business bank account.

Request a quote

Dependable equipment loans in Miami

Strategic equipment financing solutions

Capital, when you really need it

Whether you run a coffee shop or a construction company, your products and services depend on having the right tools.

  • Get the equipment you need to succeed without hurting cash flow.
  • Use the equipment as collateral for the loan.
  • Help your business thrive in a competitive industry.

How Credibly can help you with equipment financing

Flexible business equipment loan rates and terms

We’ve made the approach simple, straightforward, and transparent to obtain equipment financing with competitive rates and flexible terms.

  • Enjoy the best small business equipment loan rates on the market.
  • We provide the widest arrays of loan programs.
  • Take advantage of a heavy equipment loan for a major purchase.

How to get equipment financing in Miami

Step 1
Apply online

Click "Get Started" to apply for financing.

Step 2
Gather required documents

We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.

Step 3
Approval in as little as 2 hours

Your application will be reviewed and you can get approved in as fast as 2 hours.

Step 4
Receive same-day funding

If approved, your requested financing can be transferred to your bank account as soon as the same business day.

What our customers say about our Equipment Financing services in Miami

What customers say about our small business loans

Other financing options*

Line of credit

Draw as you need and only pay for what you use.

Working capital loan

Always have enough cash flow to seize any opportunity.

Long-term loan

Longer-term funding to help you reach the next stages of growth.

All financing options

Still looking for the right fit? Check out all of Credibly's business financing options.

Why Miami businesses choose Credibly for equipment financing

  • Fast, user-friendly online application.
  • Quick decisions and direct funding.
  • Built-in tools to keep your data secure.
  • Transparent terms and rates that fit your business.
Equipment Financing in Miami

Small business financing in Miami---The Credibly difference

Credibly
Bank Loans
Credit Cards
SBA Loans
Funding Range
$5K-$600K
$100K
Credit dependent
Credit dependent
Process
Pre-qualify online
Soft credit pull only
Long application, credit inspection, business plan, and industry risk
Prequalify online
Soft credit pull only
Long application, credit inspection, business plan, and industry risk
Approval Time
Approval in as fast as 2 hours
Weeks-Months
Less than 30 Days
Months
Time to Funding
as fast as 4 hours
2-3 Months
7-10 Business days
60-90+ Days
Approval Criterias
Overall business health
Credit score and collateral
Credit score
Credit score and collateral

FAQs about equipment financing in Miami

What types of equipment can I finance?

You can finance most tools and machinery essential to your day-to-day operations. Here are examples of items often approved:

  • Medical equipment and devices
  • Construction or industrial equipment
  • Carpentry workbenches and tools
  • Commercial-grade kitchen appliances
  • Office furniture
  • Computer software for operations use
  • Devices for office or business use
  • Company vehicles used for transporting goods or employees
  • Food trucks
  • Farm machinery

Can I finance used equipment?

Yes, financing for used equipment is often available. Approval depends on the condition, value, and expected performance of the item.

Lenders generally look for machines that are well-maintained and still offer dependable service. The newer the model and the better its condition, the higher your approval odds.

What should I have ready when applying?

To keep the application process moving, have these documents on hand:

  • Business credit score/credit history
  • Personal credit score
  • Financial statements
  • Business plan
  • Tax history
  • Information about the equipment to be financed (new/used, age, type of equipment, lifetime value, etc.)
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*Some products made available from Credibly’s funding partners.