What can you get with a construction business loan?
Use your small business loan for:
- Purchasing equipment and machinery
- Covering payroll during projects
- Expanding or renovating your facility
- Managing cash flow between jobs
- Securing raw materials and supplies
How can you qualify for a loan?
Overall, you need the following to qualify for a loan. (Qualifications may differ between financing options.)
- Operating in the U.S.
- 6+ months in business
- $15,000+ in monthly deposits
- Receive revenue in a business bank account
- A credit score of 500+
How this works
Is your business one of the 43% of construction companies prioritizing financial health?
Start by picking the best-fit financing option for your business.
Our financing solutions include:
Long-term loans
Fuel your business growth with financing up to $10 million and terms as long as 120 months. Whether you’re expanding or launching a new product, a long-term business loan offers the capital and flexibility you need to grow.
Working capital loans
Get up to $600,000 with a working capital loan. This short-term option provides fast capital so you can take advantage of new opportunities.
Line of credit
A revolving line of credit provides up to $300,000 in financing whenever you need it. This is perfect for managing cash flow, seasonal inventory, or unexpected expenses.
We are trusted by:
Four steps to funding
Explore financing options without affecting your credit score.
Apply in minutes
Click “Get Started” to quickly pre-qualify for your financing of choice.
Submit essential documents
Prepare your bank statements and government-issued ID for a smooth approval process.
Fast approval, in as little as 4 hours
Get your loan application reviewed and receive approval in as little as 4 hours.
Same-day funding available
Once approved, receive your funds directly in your bank account.
Take the first step toward growth
Your first step starts here
Our streamlined application process, flexible terms, and quick approvals mean you can focus on growing your business without delays.
Get financing, fast
Why wait for weeks to hear back from a bank? With Credibly, you can secure the fast construction loan your business needs today.
Competitive factor rates
Worried about rates? We offer competitive, unbeatable factor rates, ensuring you get the best deal possible.
U.S.-based reps
Plus, our 100% U.S.-based customer service team is here to support your success every step of the way.
