Phoenix equipment loans for small businesses

Need to upgrade your business tools or tech? Apply online today and get fast access to capital that helps you buy what you need without draining your cash reserves.

Equipment Financing in Phoenix

Get the capital you need with equipment financing in Phoenix

You could qualify right now

Complete the short application in just a few steps.

Invest in growth without overextending

Flexible options and smart pricing make it easier to scale without cutting corners.

Fast-track your funding

Once approved, funds are delivered straight to your business bank account. No long delays.

Request a quote

Approval
as fast as 2 hours
Funding
as fast as 4 hours
$2.5+
billion in financing
50,000+
small businesses financed

Dependable equipment loans in Phoenix

Strategic equipment financing solutions

Capital, when you really need it

Whether you run a coffee shop or a construction company, your products and services depend on having the right tools.

  • Get the equipment you need to succeed without hurting cash flow.
  • Use the equipment as collateral for the loan.
  • Help your business thrive in a competitive industry.

How Credibly can help you with equipment financing

Flexible business equipment loan rates and terms

We’ve made the approach simple, straightforward, and transparent to obtain equipment financing with competitive rates and flexible terms.

  • Enjoy the best small business equipment loan rates on the market.
  • We provide the widest arrays of loan programs.
  • Take advantage of a heavy equipment loan for a major purchase.

How to get equipment financing in Phoenix

Step 1
Apply online

Click "Get Started" to apply for financing.

Step 2
Gather required documents

We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.

Step 3
Approval in as little as 2 hours

Your application will be reviewed and you can get approved in as fast as 2 hours.

Step 4
Receive same-day funding

If approved, your requested financing can be transferred to your bank account as soon as the same business day.

What our customers say about our Equipment Financing services in Phoenix

What customers say about our small business loans

Other financing options*

Line of credit

Draw as you need and only pay for what you use.

Working capital loan

Always have enough cash flow to seize any opportunity.

Long-term loan

Longer-term funding to help you reach the next stages of growth.

All financing options

Still looking for the right fit? Check out all of Credibly's business financing options.

Why Phoenix businesses choose Credibly for equipment financing

  • Simple online process with quick approvals.
  • Fast access to working capital for your equipment needs.
  • Platform built for small business owners, not big banks.
  • Transparent terms and pricing that support your goals.
Equipment Financing in Phoenix

Small business financing in Phoenix---The Credibly difference

Credibly
Bank Loans
Credit Cards
SBA Loans
Funding Range
$5K-$600K
$100K
Credit dependent
Credit dependent
Process
Pre-qualify online
Soft credit pull only
Long application, credit inspection, business plan, and industry risk
Prequalify online
Soft credit pull only
Long application, credit inspection, business plan, and industry risk
Approval Time
Approval in as fast as 2 hours
Weeks-Months
Less than 30 Days
Months
Time to Funding
as fast as 4 hours
2-3 Months
7-10 Business days
60-90+ Days
Approval Criterias
Overall business health
Credit score and collateral
Credit score
Credit score and collateral

FAQs about equipment financing in Phoenix

What kinds of equipment can I finance?

You can apply for financing on a wide variety of equipment that supports your business operations. Here are some popular options:

  • Medical equipment and devices
  • Construction or industrial equipment
  • Carpentry workbenches and tools
  • Commercial-grade kitchen appliances
  • Office furniture
  • Computer software for operations use
  • Devices for office or business use
  • Company vehicles used for transporting goods or employees
  • Food trucks
  • Farm machinery

Can I apply for financing on used equipment?

Yes, used equipment can be considered. Approval depends on the item's condition and value.

Lenders often favor equipment that is still in good shape and can hold its worth. The newer and more reliable the item, the better your chances.

What documents should I have ready?

To move through the process smoothly, it helps to prepare:

  • Business credit score/credit history
  • Personal credit score
  • Financial statements
  • Business plan
  • Tax history
  • Information about the equipment to be financed (new/used, age, type of equipment, lifetime value, etc.)
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*Some products made available from Credibly’s funding partners.