Small business financing and loans in Los Angeles

You can use your funds for inventory, payroll, rent, equipment upgrades, marketing, or other essential operating costs.

Whether you’re expanding, managing seasonal dips, or stabilizing cash flow, our flexible financing options give you the freedom to focus on growth.

Start by asking what you need the funds for, covering operating costs, hiring, inventory, or expansion. Then estimate how much capital is required to execute that plan without straining your cash flow.

You don’t need to take the maximum amount available, only what fits your goals and what you can afford. We provide clear terms and flexible options, so you can choose what makes sense for your business.

Even if you’ve borrowed before, you may still qualify for funding with Credibly. Many small business owners use Credibly to secure additional working capital. We look at your current business performance and remittance history.

Our team of financing experts will help assess your options and build a plan that works with your existing commitments.

A loan gives you a one-time lump sum with a set remittance schedule.

A line of credit is revolving; you draw only what you need, when you need it, and only pay for what you use. This makes a line of credit ideal for ongoing or unexpected expenses. It’s like having a cash cushion you can tap into at any time.

A working capital loan gives you a lump sum of funds upfront, repaid over time with fixed daily or weekly remittances.

With an MCA, remittances are based on your actual sales, which means they can go up or down depending on business volume.

Simply put: MCAs are an advance, whereas working capital loans are a loan that gives you a lump sum.