50,000+ small- and medium-sized businesses financed—yours could be next.
Credibly small business loans in Boston keep your business growing
Funding tailored to your needs
Too much financing can put unnecessary pressure on your business. Too little can slow you down. We ensure you get the right amount to keep moving forward.
Expand with confidence
Stay ahead with steady working capital that supports growth—without overwhelming financial strain.
Simple, fast, and transparent
A financing process designed for business owners—clear terms, a quick application, and fast access to capital.
Request a quote
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
Financing options for small businesses*
Uses:
Hire more staff
Hiring is one of the hardest parts of owning your business. A working capital loan for small businesses makes it easier to hire the staff you need.
Scale up your marketing campaigns
Let us help with the right small business loans so you can maximize marketing potential by investing in local ads, digital advertising, and strategic partnerships.
Business specific needs
The challenges you face are unique to you. We’re here to listen and ensure that you always have enough cash flow to seize an opportunity as it arises.
Fluctuating revenue? Not a problem
Merchant cash advances are perfect for businesses with fluctuating revenue and lower credit scores.
You can use these funds to buy inventory, pay employees, make emergency repairs, pay for marketing expenses, purchase equipment, and finance other short-term expansion projects.
Open a new location
Enjoy lower APRs and longer payback periods—perfect for making down payments for a new location.
New equipment
Unlike traditional banks that make finding financing options difficult, we’ll provide you with reasonable interest rates.
Make renovations
Don’t get bogged down in red tape, get lower interest loans that let you make the repairs and updates you need.
Capital when you need it
Get the most flexible access to working capital anytime you need it with revolving business lines of credit.
Draw only what you need
Withdraw exactly as much as you need, and don’t let your business get saddled with a loan you won’t utilize.
Pay for what you use
You’ll only pay interest on the amount you withdraw, which means the cost of capital is usually less than other types of funding.
How to apply for a small business loan online
Click "Get Started" to apply for financing.
We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.
Your application will be reviewed and you can get approved in as fast as 2 hours.
If approved, your requested financing can be transferred to your bank account as soon as the same business day.
What our customers say about our working capital loan services in Boston
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
More small business financing options*
Provides you with up-front funding in exchange for a portion of future receivables.
This small business financing option allows you to pay for your machine over the life of the lease with low APRs.
Get lower interest rates and longer repayment periods. We'll guide you through the application for a small business loan.
Why Credibly is the obvious choice for small business loans in Boston
Small business loans in Boston---The Credibly difference
Credibly | Bank Loans | Credit Cards | SBA Loans | |
|---|---|---|---|---|
Funding Range | $5K-$600K | $100K | Credit dependent | Credit dependent |
Process | Pre-qualify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk | Prequalify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk |
Approval Time | Approval in as fast as 2 hours | Weeks-Months | Less than 30 Days | Months |
Time to Funding | as fast as 4 hours | 2-3 Months | 7-10 Business days | 60-90+ Days |
Approval Criterias | Overall business health | Credit score and collateral | Credit score | Credit score and collateral |
How fast can my business get funded?
Your business can get funded in as fast as 4 hours after approval, with approvals possible in as little as 2 hours.
We’ll review your info and walk you through your options. Once approved, funds go straight into your business account.
How is a line of credit different from a loan in Boston?
A loan in Boston gives you a one-time lump sum with a set remittance schedule.
A line of credit is revolving; you draw only what you need, when you need it, and only pay for what you use. This makes a line of credit ideal for ongoing or unexpected expenses. It’s like having a cash cushion you can tap into at any time.
What if I don’t have employees? Can I still apply for a small business loan in Boston?
Yes. You don’t need a team of employees to qualify. Many of Credibly’s customers are sole proprietors or run single-member LLCs.
As long as your business meets the basic requirements, you may be eligible.
We don’t judge your business by size; we focus on performance and potential. If you’re ready to grow, we’re here to help make that happen.
What can I use a small business loan in Boston for?
You can use your funds for inventory, payroll, rent, equipment upgrades, marketing, or other essential operating costs.
Whether you’re expanding, managing seasonal dips, or stabilizing cash flow, our flexible financing options give you the freedom to focus on growth.
What’s the difference between a working capital loan and a merchant cash advance?
A working capital loan gives you a lump sum of funds upfront, repaid over time with fixed daily or weekly remittances.
With an MCA, remittances are based on your actual sales, which means they can go up or down depending on business volume.
Simply put: MCAs are an advance, whereas working capital loans are a loan that gives you a lump sum.
Locations we serve
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*Some products are made available through Credibly’s network of external funding partners
**Factor rates are included in your daily estimate to simplify remittances and account monitoring. Best factor rates are available to merchants with excellent credit and financial strength.
