Set your business up for lasting success with financing designed to support growth over time. Long-term loans give you the resources to invest in expansion, upgrade equipment, or strengthen your cash flow.
Easy application
Submit a quick online form or speak directly with a financing expert by calling (844) 501-8662, option 1.
Rapid review
We evaluate your business’s performance and present loan offers that match your needs for long-term financing.
Hassle-free funding
Once approved, funds can be available in as soon as 4 hours. Gain secure access to your online account with built-in automatic remittance.
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
Long-term business loans allow borrowers to pursue large-scale growth plans while paying for the initiative over the course of the loan.
Whether you are looking to tackle the next phase of your business plan, open a new location, purchase new equipment, expand into new markets, grow your team, or launch a new product, long-term loans can help you reach your next phase of growth.
Qualifying criteria
Your eligibility for a long-term business loan depends on:
Click "Get Started" to apply for financing.
We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.
Your application will be reviewed and you can get approved in as fast as 2 hours.
If approved, your requested financing can be transferred to your bank account as soon as the same business day.
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
Flexible financing ideal for businesses with fluctuating revenues or poor credit scores.
Straightforward results
Forget the long wait and confusing terms from traditional banks. With Credibly, you’ll know your options in minutes and could access funds in just a few hours.
Trusted nationwide
We’ve provided more than $2.5 billion to 50,000+ small businesses across the country. With a 4.8 out of 5 Trustpilot rating, Dallas entrepreneurs count on Credibly for dependable long-term financing.
Credibly | Bank Loans | Credit Cards | SBA Loans | |
|---|---|---|---|---|
Funding Range | $5K-$600K | $100K | Credit dependent | Credit dependent |
Process | Pre-qualify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk | Prequalify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk |
Approval Time | Approval in as fast as 2 hours | Weeks-Months | Less than 30 Days | Months |
Time to Funding | as fast as 4 hours | 2-3 Months | 7-10 Business days | 60-90+ Days |
Approval Criterias | Overall business health | Credit score and collateral | Credit score | Credit score and collateral |
Can I get a long-term loan in Dallas if I’ve already received other business funding?
It depends. If your cash flow and credit still support the additional debt, you can qualify for a long-term loan in Dallas even if you’ve already used other financing.
In fact, many businesses use long-term loans to pay off shorter-term debt, lower their remittance burden, or fund a separate investment.
How fast can I get a long-term loan in Dallas?
Long-term loans in Dallas typically take more time to process than short-term options due to the size of the loan and the documentation involved.
Looking at other funding options? We also offer working capital loans and merchant cash advances which you could be approved for in as fast as 2 hours.
Is a long-term loan in Dallas better than a short-term loan?
It depends on your goals.
If you need lower monthly remittances and want to invest in long-term growth, a long-term loan in Dallas is usually the better fit. It gives you more breathing room, more funding, and more time to see ROI.
Short-term loans are better for quick fixes or fast-turnaround projects but come with higher remittances and shorter payoff windows.
We walk you through both scenarios. Whether you’re building out infrastructure or managing day-to-day costs, we help you choose the right structure.
What would I pay on a $1 million long-term business loan in Dallas?
Actual terms may vary depending on your credit score, business performance, and loan amount.
Can I use a long-term loan in Dallas to buy real estate?
Yes, long-term business loans in Dallas can be used to purchase commercial property or expand your physical location.
These types of loans are ideal for real estate investments because they offer high funding amounts and monthly remittances spread over years, making large purchases more manageable.
Table of Contents What happens if you default on a business loan? What happens if your business defaults on a loan? What if I
Table of Contents Who founded Small Business Saturday? Key facts about Small Business Saturday When is Small Business Saturday? What happens on Small Business Saturday?
Table of Contents What makes AI tools for marketing valuable Categories of AI marketing tools every business should know How AI tools for marketing
*Some products are made available through Credibly’s network of external funding partners.
** Rates are included in your daily payback quote to simplify repayments and account monitoring. Rates, pricing, requirements and other terms and conditions subject to change without notice.
