This flexible and convenient financing option allows you to make the most of your small business opportunities. Unlock your success with small business lending that provides tailored solutions.
Simple application
Start our online application or speak with a small business specialist at (844) 501-8662 and select option 1.
Speedy approval
We assess your business’s health and reach out to you with the best available funding options for long-term small business lending.
Hassle-free funding
If approved, receive funds in your account as soon as the same day, plus access to your online account and automatic repayment.
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
Long-term business loans allow borrowers to pursue large-scale growth plans while paying for the initiative over the course of the loan.
Whether you are looking to tackle the next phase of your business plan, open a new location, purchase new equipment, expand into new markets, grow your team, or launch a new product, long-term loans can help you reach your next phase of growth.
Qualifying criteria
Your eligibility for a long-term business loan depends on:
Click "Get Started" to apply for financing.
We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.
Your application will be reviewed and you can get approved in as fast as 2 hours.
If approved, your requested financing can be transferred to your bank account as soon as the same business day.
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
Flexible financing ideal for businesses with fluctuating revenues or poor credit scores.
Get clear answers fast
Unlike the big banks, we don’t talk in riddles or take weeks to get back to you. Find out in minutes which fast business loan you’re eligible for and get funds in your account in as little as 4 hours.
Trusted by 50,000+ businesses
With over $2.5 billion funded to small businesses across the U.S., and a 4.8 out 5 rating on Trustpilot, Credibly is the go-to financing partner for you.
Credibly | Bank Loans | Credit Cards | SBA Loans | |
|---|---|---|---|---|
Funding Range | $5K-$600K | $100K | Credit dependent | Credit dependent |
Process | Pre-qualify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk | Prequalify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk |
Approval Time | Approval in as fast as 2 hours | Weeks-Months | Less than 30 Days | Months |
Time to Funding | as fast as 4 hours | 2-3 Months | 7-10 Business days | 60-90+ Days |
Approval Criterias | Overall business health | Credit score and collateral | Credit score | Credit score and collateral |
How do long-term loans in Boston compare to short-term loans?
Long-term loans in Boston offer bigger funding amounts, lower monthly remittances, and extended payment periods, which is ideal for major investments with long ROI timelines.
Short-term loans move faster, but usually come with higher, more frequent remittances and shorter payoff windows.
Choosing the right option depends on your cash flow, credit, and growth plans.
How do I qualify for a long-term business loan in Boston?
To qualify for a long-term loan in Boston with one of Credibly’s partners, you’ll typically need to meet these criteria:
You’ll also need to be operating in the U.S.
At Credibly, we help strong, established businesses access long-term funding with straightforward monthly remittances and flexible structures. If you’re not quite there yet, we’ll guide you toward faster, short-term financing to keep you moving forward until you qualify.
Do long-term business loans in Boston require a personal guarantee?
In most cases, yes. A personal guarantee means you're personally responsible for repaying the loan if the business can’t.
It’s a common requirement for long-term loans in Boston, especially when borrowing large amounts. While it adds risk on your end, it also improves your chances of approval, and may help secure better terms.
Can I pay off my long-term loan in Boston early?
In many cases, yes. Some long-term loans in Boston allow early remittance with no penalty, while others may include prepayment fees, especially in the first few years.
Paying early can save on interest, but it's important to run the numbers first. Our team will walk you through different scenarios so you can make the right call for your business and your budget.
What can I use a long-term business loan for in Boston?
Long-term business loans in Boston are ideal for large, strategic investments that need time to pay off. That includes facility expansions, new locations, major equipment purchases, or long-term growth initiatives.
These loans offer larger funding amounts and lower monthly remittances, so you can grow without draining your cash reserves.
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*Some products are made available through Credibly’s network of external funding partners.
** Rates are included in your daily payback quote to simplify repayments and account monitoring. Rates, pricing, requirements and other terms and conditions subject to change without notice.
