Explore Revenue
by Industry
See how your performance compares across industries with the latest in small business revenue statistics. Make smarter financing decisions.
See how your performance compares across industries with the latest in small business revenue statistics. Make smarter financing decisions.
Explore Revenue
by Industry
See how your performance compares across industries with the latest in small business revenue statistics. Make smarter financing decisions.
Why revenue benchmarks matter
What banks really look at
Financiers evaluate everything from your revenue patterns to how your business runs day to day. This way, they fully understand your strengths and potential.
Revenue is your leverage
How much you bring in each month plays a major role in how much you can borrow. Stable revenue opens doors, while unpredictable income can limit your options.
Financing that fits your revenue profile
From revenue-based options to working capital solutions, there’s a funding type designed to match what you need for your growth stage and cash flow.
Industry Snapshots
Get a quick look at how different industries by revenue compare, and what funding strategies work best for each.
Retail
Retail revenue can shift quickly with the seasons, so your financing should work just as fast.
- Average revenue: $910,000 annually
- Seasonal patterns: Holiday rushes, summer sales, and event-based spikes drive revenue swings
- Recommended financing: Long-term loans, lines of credit, equipment financing, merchant cash advances
Restaurants
From patio season to fall comfort foods, restaurants ride seasonal highs and lows all year long.
- Average revenue: $486,000 annually
- Seasonal patterns: High summer demand, fall menu changes, and tourism-related boosts
- Recommended financing: Working capital, revenue-based financing, long-term loans, equipment financing
Construction
Construction cycles peak in warmer months, but smart funding can bridge the quieter seasons.
- Average revenue: $842,000 annually
- Seasonal patterns: Spring/summer booms, winter slowdowns tied to weather and labor availability
- Recommended financing: Long-term loans, lines of credit
Healthcare
Healthcare providers face shifting patient volumes and operating costs throughout the year.
- Average revenue: Up to $50,000 annually
- Seasonal patterns: Volume spikes from flu season, weather extremes, and summer slowdown with fewer patients coming in
- Recommended financing: Equipment financing, business line of credit
Transportation
Transportation businesses must manage cash flow during busy seasons and weather delays.
- Average revenue: $610,000 annually
- Seasonal patterns: Holiday shipping surges, produce season, and winter slowdowns
- Recommended financing: Equipment financing, business line of credit, long-term loans
eCommerce
Sales fluctuate fast in ecommerce, so having the right financing in place helps you capitalize on every high-demand window.
- Average revenue: $52,953 annually
- Seasonal patterns: Demand spikes around holidays, events, and promotional seasons
- Recommended financing: Revenue-based financing, merchant cash advances, long-term loans, business line of credit
Factors that affect revenue by industry
Market size
Seasonality
Business model
(B2B vs B2C)
Economic
pressures
How financiers use revenue data
How financiers assess your data
Underwriting generally comes down to three things: how much money you make, how often it comes in, and how steady it is. Financiers look at your revenue, credit history, and cash flow to figure out what you qualify for and how your loan should be structured.
Smarter decisions start with better data
Credibly uses a tech-forward approach to assess your business. Our data-driven model looks at your revenue and business holistically to offer loan options that actually fit your goals and cash flow.
Check your eligibility
You can see what funding options are available without hurting your credit. Apply in minutes and explore what’s possible before making any commitments.
FAQs for Loans for Small Business
How does understanding my industry’s revenue benchmarks help me?
Credibly helps small and medium-sized businesses get funding. We strive to be a trusted and committed partner to you, our customers. We make getting loans for businesses affordable, simple, and transparent.
What if my revenue changes with the season?
We work with small and medium-sized businesses to connect them with much-needed capital. Credibly combines data science with a human touch, and we work directly with you to get the best company loans or financing for your unique needs, so you can focus on your products and services.
Will checking my financing options affect my credit score?
Our application process uses a soft inquiry, which means you can check your eligibility and available funding options without any impact to your credit.
It’s a smart way to compare offers and see what fits your needs before committing to anything. This gives you the space to explore options with confidence, without taking on unnecessary risk.
If you choose to move forward, we’ll guide you through the next steps so you’re always in control of the process.
See what you could qualify for
Get matched with financing options tailored to your revenue and business goals. It only takes a few minutes to check your eligibility.