Secure fast working capital without the red tape. Use a merchant cash advance in Dallas to access funds tied to your sales.
Apply in minutes
Complete a short online form. Get an approval in as little as 2 hours.
Spend with purpose
Use the capital to hire staff, boost marketing, restock inventory, or cover day-to-day costs.
Remit as you earn
Let your payments flex with your sales. High revenue days remit more, slower days remit less.
Request a quote
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
Apply online in minutes
Traditional bank loans require mountains of paperwork and weeks of waiting—and still have staggeringly low approval rates.
With a Credibly Merchant Cash Advance, enjoy an easy application process with friendly experts to guide you and fast access to capital.
Credibly provides merchant cash advances with:
You can use the advance as you see fit for your business–cover temporary cash flow shortfalls, purchase more inventory, meet payroll.
Fluctuating revenue or a poor credit score shouldn’t prevent a healthy, growing business from reaching its full potential.
To qualify for an MCA, you will likely need:
Click "Get Started" to apply for financing.
We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.
Your loan application will be reviewed and you can get approved in as fast as 2 hours.
If approved, your requested financing can be transferred to your bank account as soon as the same business day.
What our customers say about our merchant cash advance services in Dallas
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
Still looking for the right fit? Check out all of Credibly's business financing options.
Why Dallas business owners count on Credibly
Credibly | Bank Loans | Credit Cards | SBA Loans | |
|---|---|---|---|---|
Funding Range | $5K-$600K | $100K | Credit dependent | Credit dependent |
Process | Pre-qualify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk | Prequalify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk |
Approval Time | Approval in as fast as 2 hours | Weeks-Months | Less than 30 Days | Months |
Time to Funding | as fast as 4 hours | 2-3 Months | 7-10 Business days | 60-90+ Days |
Approval Criterias | Overall business health | Credit score and collateral | Credit score | Credit score and collateral |
How does remittance structure affect cash flow?
Remittances via MCAs in Dallas match your daily revenue patterns. Providers withhold a fixed percentage of each credit/debit sale (“holdback”), so you pay proportionally to earnings.
On slow days you pay less.
On busy days you remit more. Some providers offer fixed daily or weekly amounts based on average revenue.
How can overspending on MCAs in Dallas lead to a debt cycle?
Frequent use of MCAs in Dallas to cover cash shortfalls can create a debt cycle. If one advance eats up sales, you may need another MCA just to keep cash flowing.
In extreme cases, businesses have faced bankruptcy after relying repeatedly on quick MCAs. You may also face legal issues if a financing provider has terms against taking multiple financing obligations at the same time. Before taking on multiple MCAs, talk to your financing provider about your options.
To avoid this trap, treat MCAs as short‑term tools only, use them strategically, and build a remittance plan before applying.
Is a merchant cash advance in Dallas a good idea?
An MCA in Dallas may make sense when you need working capital quickly and you process regular card sales. Approval is fast, you don’t need collateral or strong credit, and remittances can flex with your revenue.
Use MCAs selectively. If your business has predictable revenue, and you plan to return value well above your cost, an MCA can be a useful short‑term solution.
How quickly can my business access funds through a merchant cash advance in Dallas?
Fast access to capital is a key advantage of merchant cash advances in Dallas. Online application processes are streamlined and many providers, including Credibly, often review your financials within hours. After approval, funds can be deposited in your business account as soon as 4 hours.
This speed helps you cover urgent expenses, purchase inventory or upgrade equipment without pausing operations. You simply apply.
What is the alternative to a merchant cash advance in Dallas?
You have choices beyond MCAs in Dallas:
These alternatives may be slower or require stronger credit, but they can preserve margin, reduce cost, and support long‑term growth.
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*On term lengths: Financing terms are based on a good-faith estimate and assume consistent monthly revenue. Actual time to satisfy the MCA may vary.
**Some products are made available through Credibly’s network of external funding partners.
