A revolving line of credit provides a flexible option for business capital, giving you access to funds when you need them without having to pay for what you don’t use.
Flexible financing
Get a revolving line of credit that allows you to draw funds as needed. Only pay interest on what you use.
Fast, easy application
Apply online quickly and easily. Once approved, funds are deposited directly into your bank account.
The Credibly difference
Get guidance through a simple, transparent, and seamless process. Get the funding you need.
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As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
Unlike a term loan, a business line of credit allows you to only pay interest on the amount you actually use.
For example, if a business owner has a credit limit of $150,000 but only uses $40,000, they only have to pay interest on the $40,000 draw.
Once the amount has been repaid ($40,000), the business owner can draw additional funds up to the amount of their credit limit ($150,000).
While requirements may vary, you will need:
Click "Get Started" to apply for financing.
We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.
Your application will be reviewed and you can get approved in as fast as 2 hours.
If approved, your requested financing can be transferred to your bank account as soon as the same business day.
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
Still looking for the right fit? Check out all of Credibly’s business financing options.
Credibly | Bank Loans | Credit Cards | SBA Loans | |
|---|---|---|---|---|
Funding Range | $5K-$600K | $100K | Credit dependent | Credit dependent |
Process | Pre-qualify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk | Prequalify online Soft credit pull only | Long application, credit inspection, business plan, and industry risk |
Approval Time | Approval in as fast as 2 hours | Weeks-Months | Less than 30 Days | Months |
Time to Funding | as fast as 4 hours | 2-3 Months | 7-10 Business days | 60-90+ Days |
Approval Criterias | Overall business health | Credit score and collateral | Credit score | Credit score and collateral |
Do I need collateral for a business line of credit in Boston?
It depends on if the business line of credit in Boston is secured or unsecured.
Unsecured means you don’t need to put up collateral, but there is more risk for the financier. Therefore, you need to have a higher business credit score in order to qualify for one. A secured line of credit requires collateral.
Can I increase my business line of credit in Boston later?
Yes, many businesses qualify for a credit line increase after consistent use and on-time remittances. Financiers review your current draw history, repayment behavior, and updated financials.
If your revenue or credit score has improved, you may unlock a higher limit.
Can my LLC get a business line of credit in Boston?
Yes, LLCs can absolutely qualify for a business line of credit in Boston. In fact, it’s a smart way to manage working capital, cover short-term expenses, or keep your cash flow steady during slower seasons.
How quickly can I access funds once I’m approved?
While many factors can impact the time to approval, you could be approved in as fast as a couple of hours.
Once approved, you can draw funds as needed through our secure online platform. If it’s for payroll, purchasing inventory, or covering a vendor bill, your credit line works on your timeline.
Can I use a business line of credit in Boston to fund a project?
Yes, lines of credit in Boston are great for short-term projects or staged investments, like marketing campaigns, product launches, or equipment upgrades.
If your project requires flexibility in timing or remittance, a credit line lets you draw funds as each phase unfolds. You use what you need, when you need it.
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*Some products are made available through Credibly’s network of external funding partners.
**$20K+ avg. deposits for a three-month average and the most recent month.
