
Here’s what to do when you’re about to default on a business loan.
Table of Contents What happens if you default on a business loan? What happens if your business defaults on a loan? What if I
Access fast, flexible capital—without the runaround. Apply in minutes.
As fast as 2 hours
As fast as 4 hours
Billion in financing
Small businesses financed
Your location shouldn’t impact your access to financing. We make sure it doesn’t.
Whether you’re managing cash flow, gearing up for a big order, or expanding to a second location—Credibly makes getting business financing quick and stress-free.
We support thousands of businesses in all industries, offering financing that adapts to your needs—not the other way around.
With a streamlined application and funding that can land in your account in as little as 4 hours, you can stop waiting and start growing.
Explore our business financing solutions and connect with funding options in your area.
Getting funded shouldn’t be a maze of forms, phone calls, and waiting.
We’ve removed the barriers to help you get back to what matters—running your business.
With over $2.5B in capital delivered to more than 50,000 businesses, we know what it takes to help companies in New York succeed.
Callie and Chellsie needed financing fast to stock inventory before a major tradeshow.
Working with Credibly, they secured the capital quickly and turned that opportunity into a stream of new clients.
That’s what happens when funding works for you—not against you.
Just fill out a short online form. It takes only a few minutes.
We’ll review your info and match you with options that fit. Some businesses may qualify for instant offers and self-checkout.
Once approved, funds can be deposited in as little as 4 hours.
We offer both direct and partner-based solutions:
Need help deciding? Our experts are here to walk you through the options.
Requirements vary by product, but most businesses will need:
✔ 6+ months in business
✔ Credit score of 500 or above
✔ At least $15,000/month in revenue
Our team will guide you through what you need to move forward.

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*Some products are made available through Credibly’s network of external funding partners
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