SBA loans in Miami

Whether you’re launching a business or looking to expand, SBA financing* gives you access to reliable capital with favorable terms and long-term support.

Miami SBA loans

Get the SBA funding that fits your goals

Capital that fits your goals

Too much funding can lead to unnecessary costs. Not enough can hold you back. We help you find the right amount to keep your plans on track.

Support that lets you grow with less pressure

With manageable terms and expert help at every step, you can focus on building your business without added financial stress.

Straightforward process from start to finish

From your application to funding, we make each step easy to understand. No confusion. No delays. Just clear direction and real support.

Request a quote

LOAN TERMS
Approval

As fast as 2 hours

time to fund
Funding

As fast as 4 hours

$2.5+

Billion in financing

INTEREST RATE
50,000+

Small businesses financed

LOAN TERMS
Approval

As fast as 2 hours

time to fund
Funding

As fast as 4 hours

$2.5+

Billion in financing

INTEREST RATE
50,000+

Small businesses financed

Benefits of Miami SBA loans

SBA loan advantages

  • SBA loans are federally-backed and offer lower APRs and longer repayment periods.
  • SBA loan programs offer both small and large funding amounts for optimal coverage.
  • Businesses typically not approved for traditional bank loans could still qualify.
  • With large loan amounts and low rates, these small business loans can be ideal for growth initiatives.

What can an SBA 7(a) in Miami loan do for my business?

 

The SBA has a variety of different loans available to small business owners and Credibly can potentially help you access loans.

With lower interest rates and favorable terms, Small Business Administration loans offer numerous benefits for nearly any use.

Get started today with three easy steps

Step 1
Apply online

Click “Get Started” to apply for financing.

Step 2
Gather required documents

We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to get started.

Step 3
Approval in as little as 2 hours

Your loan application will be reviewed and you can get approved in as fast as 2 hours.

Step 4
Receive same-day funding

If approved, your requested financing can be transferred to your bank account as soon as the same business day.

What our customers say about our SBA loan services in Miami

What customers say about our small business loans

Other financing options*

Business lines of credit

Draw as you need and only pay for what you use.

Working capital loan

Always have enough cash flow to seize any opportunity.

Long-term loan

Longer-term funding to help you reach the next stages of growth.

All financing options

Still looking for the right fit? Check out all of Credibly’s business financing options.

Why partner with Credibly for your SBA loan in Miami?

  • Our online application is fast, secure, and easy to complete. You’ll work with a team that knows how to match businesses with the right SBA options.
  • Apply today and get the capital your Miami business needs to grow stronger.
SBA loans in Miami

Small business financing in Miami—The Credibly difference

Credibly
Bank Loans
Credit Cards
SBA Loans
Funding Range
$5K-$600K
$100K
Credit dependent
Credit dependent
Process
Pre-qualify online
Soft credit pull only
Long application, credit inspection, business plan, and industry risk
Prequalify online
Soft credit pull only
Long application, credit inspection, business plan, and industry risk
Approval Time
Approval in as fast as 2 hours
Weeks-Months
Less than 30 Days
Months
Time to Funding
as fast as 4 hours
2-3 Months
7-10 Business days
60-90+ Days
Approval Criterias
Overall business health
Credit score and collateral
Credit score
Credit score and collateral

FAQs about SBA loans in Miami

Who qualifies for an SBA loan?

To be eligible for most SBA loan programs, your business should have at least two years of operating history, generate $100,000 or more in annual revenue, and hold a credit score of 620 or higher. Some lenders may ask for stronger financials depending on the loan type and risk involved.

How fast can you get approved?

Approval timelines vary based on your lender and how complete your application is. Traditional SBA 7(a) loans usually take a couple of months.

What kind of credit score do SBA lenders look for?

Most SBA lenders accept credit scores starting around 620. Some may look for higher scores based on the program and your overall financial background. Other factors like cash flow and business performance will also be considered.

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*Some products are made available through Credibly’s network of external funding partners.