Tap into business construction loans when you need
Funding in as fast as 24 hours—it’s really that simple
Skip the tedium of applying for traditional bank loans. Instead, you could:
Prequalify in just 10 minutes
Get approved for financing in as few as 4 hours
Have funds in your account, ready to go, as early as the next day
Commercial construction loans that are just the right fit
Cover upfront costs and effectively manage cash flow with a range of financing options, from equipment loans to a business line of credit.
Get started
Choosing Credibly for Your Construction Financing Needs
Approval
as fast as 2 hours
Funding
as fast as 4 hours
$2.5+
billion in financing
50,000+
small businesses financed
The 4 Best Financing Options for Construction Business
Long-term business loans
Build on your proven track record of success
With a long-term business construction loan by your side, tap into longer repayment periods and lower interest rates to build on established business success.
Fantastic financing terms catered to small business owners.
Easy online application process and approvals in as little as 4 hours.
Funds in your bank account in as little as 24 hours.
The next step starts here
Expand your construction business with new staff or add to business real estate with these small business construction loans
Spend funds the way you think is best.
Enjoy interest rates lower than credit cards.
Work with a U.S.-based customer support team dedicated to getting you the answers you need.
Equipment financing
Embrace new business opportunities
Embrace new opportunities as soon as they arise with equipment financing that helps you get the equipment you need now.
Your new equipment becomes security for your financing.
Lower interest rates and longer repayment periods—meant to support the way you do business.
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
“After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
“Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
“I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
Christopher Stealey Merchant Cash Advance
James All-one Home Improvement & Reno
Eckel Pool Small Business Owner
Christopher Stealey Merchant Cash Advance
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.”
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
Keep business moving with construction company loans
Over $2 billion in funding
We’ve helped over 30,000 businesses get the financing they need, and take pride in our 4.8 out of 5 rating on Trustpilot.
We’re here to help construction businesses of all sizes
If you need a working capital loan to stay on top of day-to-day expenses or replace equipment with financing, we’re here to help.
FAQs for commercial construction loans
What is a construction business loan?
A construction business loan is a financial solution for construction business owners.
You can use the capital for almost any business need, from purchasing equipment to hiring staff.
How hard is it to qualify for a construction business loan?
Qualifying for business financing for a construction business will depend on your business’ financial strength. Lenders will typically consider information like your recent cash flow, age of your business, and credit score.
What are the requirements for construction business loans?
While requirements will vary for each lender, the general requirements for a business loan with Credibly are:
Six months or more time in business
Credit score of over 500
Average monthly revenue of $15,000+ ($180,000+ in annual revenue)
Revenue deposited in a business bank account
How do commercial construction loans work?
When you get a construction loan, you’ll receive a lump sum of capital. You can use this financing for a wide range of use cases for your business, whether you need to repair equipment or run marketing campaigns to draw in more customers.
Where can I get a commercial construction loan?
There are many sources of financing for construction businesses, including banks and online lenders. Lenders like Credibly tend to be able to provide financing faster and with fewer requirements than banks.
Start your application for financing here. You can be approved in as fast as four hours.
How much do commercial construction loans cost?
The cost of a construction loan will vary depending on the lender, and your business’s financial health. You can find out what you qualify for by starting your application here.
Easy Construction Business Loans Start Here
Get the financing you need now so you can continue to grow.
Table of Contents Who founded Small Business Saturday? Key facts about Small Business Saturday When is Small Business Saturday? What happens on Small Business Saturday?
* Some products are made available through Credibly’s network of external funding partners.
** $15K+ avg. deposits for a three-month average and the most recent month.
We use cookies
This website uses cookies to collect and store information about your browsing session. These cookies are used:
1) To optimize your site experience, 2) For analytical purposes, and 3) For advertising purposes. If you'd like to learn more, please visit our Privacy Policy.
Functional
Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.